{
  "applicant": {
    "name": "Brightline Fictional Electric LLC"
  },
  "policy": {
    "effective_date": "01/01/2027"
  },
  "property": {
    "premises": {
      "1": {
        "number": "1",
        "building": "1",
        "address": "100 Sample Street, Springfield, IL",
        "subjects": {
          "building": {
            "subject": "Building",
            "amount": "$1,850,000",
            "coinsurance_percent": "90%",
            "valuation": "RC",
            "causes_of_loss": "Special",
            "deductible": "$5,000"
          },
          "business_personal_property": {
            "subject": "Business personal property",
            "amount": "$350,000"
          }
        },
        "construction": {
          "type": "Joisted masonry",
          "year_built": "1998",
          "stories": "1",
          "total_area_sq_ft": "12,000"
        },
        "improvements": {
          "roof_year": "2019"
        },
        "protection": {
          "protection_class": "3"
        }
      }
    }
  }
}