Underwriting Efficiency Calculator

Include all submissions, regardless of outcome. Submission volume varies by segment and account complexity. In some higher-flow contexts, leaders report ~40 submissions per underwriter per week; complex accounts may be far lower. i Source: Insurance Business Magazine

Time from submission receipt to first meaningful response (quote/decline/request for more info). In a 2024 broker survey, 48% described industry response times as "too slow." i Source: Prestige Underwriting Broker Survey

Submissions that don't match your underwriting criteria. Industry data shows ~25% (1 in 4 submissions) typically fall outside appetite, with underwriters spending ~26% of time on deals that never bind. i Source: Federato 2025 State of Underwriting Report

Full-time equivalent underwriters. Leading carriers like AIG are processing 500,000+ E&S submissions annually while aiming to avoid proportional headcount growth through AI-powered triage. i Source: Carrier Management - AIG E&S Automation

Percentage of quotes that convert to bound policies. Industry benchmark is ~20% (1 in 5), while top performers achieve 25-50% with strong pre-qualification. i Source: PRWeb - Flow Specialty Case Study